Accidental Damage

How many times have you said “It could only happen to me” but in the real world it happens so often that we are now experts in dealing with it!

Accidental damage is a cover that may come as standard or as an optional add on to your insurance policy for both buildings and contents.

What is classified as Accidental Damage?

It is damage caused, unintentionally to your buildings or contents, by an unexpected or non-deliberate action. Here are some examples:
  • Leaving tap on causing flooding
  • Drilling through a pipe or electrical cable
  • Spilling paint or wine on carpet
  • Putting foot through attic floor/ceiling
It is impossible to outline all examples of accidental damage. Should you be unfortunate enough to experience an accident resulting in damage to your property and are unsure of your entitlement to make a claim, don’t hesitate to contact us.
accidental damage

How Can We Help?

With your consent we will examine your policy documentation to check you are entitled to make a claim. Having ascertained your entitlement, we will assess the damage, compile your claim, represent you and act on your behalf to ensure you receive the compensation you are entitled to.

Contact us and Find out how MCLA
can assist you with your claim